Americans and Canadians out-number Europeans who retire in Mexico by a significant amount. This is simply to do with geography and although some Canadians will travel just as far in terms of number of miles, there is not large body of water between the two and the psychological impact of this is greater than we realize.

So, if you eventually decide to retire in Mexico, and you decide to live inside one of the expatriate communities such as Ajijic, Lake Chapala, you will most likely be sharing the company of Americans and Canadians who will all speak English with you. You will not want to miss out, however, on the warmth of the Mexican people who you will also share your life with.

People who retire to Mexico come from all walks of life. Many have had jobs either in large companies, small enterprises, or have had had their own business and sold it and moved to Mexico. The reasons for moving to Mexico are as many and varied as the people who make them. In many cases people tend to amplify their previous experiences to a more impressive level. For example if you were a private in the army by the time you reach Mexico you were a decorated four star general.

It is a personal choice, and usually research trips or having spent annual holidays in Mexico over several years during their working lives. This is important: if you are going to spend important years of your life in a county other than your own, it is imperative that you get to know Mexico and experience it first hand. My husband had traveled to Mexico for holidays together and separately over 9 times before we made the move to Ajijic, Lake Chapala in 1994.

As a country Mexico has an enormous amount of offer retirees. You have a choice of climates, ranging from spring-like weather all year-round to warm humid sea front location and the dry heat of the desert. In Ajijic, Lake Chapala the weather is 75 degrees and sunny 90% of the year which suits us perfectly. We love traveling to the beautiful beaches for vacations but prefer our more temperate climate to live in year round.

The infrastructure is excellent in developed areas, and the areas you are likely to choose from are as safe as any modern town or city in your home country and in many cases are far safe. (In fact, Mexico has extremely tight firearms and lethal knife laws making it statistically safer than many cities in the US. Outside of Mexico City and away from the drug rings, violent crime is extremely rare in Mexico.

Mexico’s pace of life is ideal for retirement – you can relax, and still lead an active retirement. Here in Ajijic, Lake Chapala you can be busy every night if you so choose or happily do nothing at all. Stress levels are insignificant here.

The food is wonderful. Fresh fruits and vegetables, meat and fish are available at the local markets and you’ll get great value for your money. There is an enormous variety of tropical fruit which is sweeter and juicier than the kind that is shipped to colder climates. Food is also less expensive in Mexico.

Healthcare is widely available. Mexico has good doctors, dentists, hospitals and other medical specialists. There are a range of insurance services available for you to buy to safeguard you and your dependents from the cost of private medical bills.

Your retirement income can go further in Mexico. Exactly how far with depend on your lifestyle expectations. The essential point to remember is that the basic foods and drink are considerable less expensive in Mexico than they are in Europe and most places in the US and Canada. Eating out can be less expensive too and extremely good value for your money.

Utility bills can be lower (with the exception of electricity which has risen significantly recently) property taxes and maintenance coasts are very low, and you may be able to structure your finances so that your retirement income is very tax efficient for you.

If your retirement income is generated in hard currency, you will find your earnings stretch further on the basics needed for everyday living that it would in Europe, the US or Canada.

You will have a lot of questions about retiring or moving to Mexico and specifically, Ajijic, Lake Chapala so feel free to contact this site to get answers to all of those questions. We did it 17 years ago and are happy to share our knowledge with you.

Here is some positive news about our beautiful village in the sun.

http://www.thestar.com/news/article/1074406–peaceful-canadian-port-thrives-amid-a-mexican-drug-war

THE NEW GLOBAL ECONOMIC REALITY

First: A reality check on Mexico

Mexico is in a unique position to reap many of the benefits of the decline of the US economy. In order to not violate NAFTA and other agreements the U.S.A. cannot use direct protectionism, so it is content to allow the media to play this protectionist role. The U.S. media – over the last year – has portrayed Mexico as being on the brink of economic collapse and civil war. The Mexican people are either beheaded, kidnapped, poor, corrupt, or narco-traffickers. The American news media was particularly aggressive in the weeks leading up to spring break. The main reason for this is money. During that two-week period, over 120,000 young American citizens poured into Mexico and left behind hundreds of millions of dollars.

Let’s look at the reality of the massive drug and corruption problem, kidnappings, murders and money. The U.S. Secretary of State Clinton was clear in her honest assessment of the problem. “Our insatiable demand for illegal drugs fuels the drug trade. Our inability to prevent the weapons from being illegally smuggled across the border to arm these criminals causes the deaths of police officers, soldiers and civilians,” Clinton said. The other large illegal business that is smuggled into the U.S.A. that no one likes to talk about is Human Traffic for prostitution. This “business” is globally now competing with drugs in terms of profits.
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The world is a scary place financially at the moment which is affecting Europe, Asia and, of course the United States.

Surprisingly enough as we watched the Dow Jones Index plummet 512 points yesterday we still find the economies in both Canada and Mexico are growing and even flourishing in many parts.

Real Estate is booming in Toronto and Vancouver, Canada and we are lucky enough to be busy here in Ajijic, Lake Chapala even though it not the “busy season”.
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There are so many wonderful things to say about retirement in Ajijic, Lake Chapala.

Of course we have the best climate in the world. Our cost of living is substantially better than up north. We enjoy kinder gentler times, a full infrastructure and a schedule as jam packed with an extensive choice of activities or as free as one might like.

Properties are as varied as one could possibly imagine with something for everyone at very affordable prices and if you do ever want to sell your house this is much easier than up north too.

We also enjoy visits from family and friends especially when it is cold up north.
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This is an article by Johnny Punish on www.veteranstoday.com web site published June 9th, 2011. It is not perhaps the language I would use but I wanted to share its content with you.

Here we go again…..it’s like a daily ritual with the USA mainstream media. Today’s fake reality show episode comes to us from MSNBC with the omnious title “Time to say adios to Mexico travel?”.

In this paranoid fearmongering post, they take a poll asking “Would you visit Mexico given the worsening violence in some areas?”. The results are ugly and telling.

Eighty-Four percent (84%) of their readers chimed in shaking and quivering pushing that keyboard with an empahtic NO! I am sure if the button read NO F&#$ING WAY, that would be even more popular cause we’re dealing hysteria here folks.

How do I know? LOL! Because I have been living and travling all over Mexico for the past 12 years and that’s how I know and my wife of 26 years is Mexican.

For those of you 84 percenters, it’s called first hand knowledge and experience. Is that more credible than idiot pawn reporters working and getting paid by mainstream media living in the USA? What do you think? Yes, think!

Even more funny is that there are over 1,000,000 Americans living in Mexico who are laughing with me at this bullshit. Because Mexico is such a wonderful place to live, work, and travel, most of us get pissed off when hear this complete and utter bullshit over and over from US main stream media. That’s the first reaction. But since this war on Mexico has been going on for years now, after a while, we just start to realize that the USA is just neurotic, period! No hope!

After we get passed this accpetance, then we start to think…..geez us, maybe they should build that wall so we can keep this 84% out of Mexico. They have no clue on how stupid they sound when they try to talk about something they know nothing about. Worse, they are convinced that they live in the best most free country in the world even though there is NO evidence in 2011 that supports this bullshit.

USA # 1 right? Yeah, keep yelling it until you believe it with all your heart and then get your ass handed to you by the facists in Washington DC who control every aspect of your life. This is not 1950s America folks, this is Gattaca 2011.

I mean, we are talking about Mexico here; great weather, beautiful beaches, gorgeous señoritas, awesome and rich culture, friendly people with 1950′s American family values, and a heart that beats happy all day and night. No wars except the fake Drug War that the USA just loves to keep alive.

On the ground here, there is NO WAR. Read that again so you know its’ not a typo! NO WAR! Okay!

For 111,000,000 Mexicans, the war is virtually a non-issue. It’s just not in their face. Now, if you happen to be in the “selling drugs to sick Americans biz”, then, yes, you’d see it….everyday! No doubt about it. But in reality for most everyday Mexicans, this place is safer than most places on the planet.

Do you remember when kids used to walk down main street without fear? Yeah, I bet you do…..well in Mexico, they don’t wish this….this is how it is. The only place that have a high level of paranoia are in Juarez, a small city bordering Texas, and Mexico City with its over 25 million people.

In Juarez, the gangs are fighting to see who can sell drugs to those who demand them in the USA. The profits are so big that’s it’s out of control there. No question about it.

And in Mexico City, hey, there over 25 million people living there. What do you think it’s going to be? Do you walk around New York City with your head in the clouds? Come on! You need to be vigilant in any major metropolitian area. That’s normal. So save the stupid comments okay! I am talking about all of Mexico and not just Juarez or Mexico City. Heck, do you idiots travel to downtown Detroit for your vacation? Get real! Geez us people! Come on!

Anyway, yeah Mexico’s has more poverty than the USA….Opps! Scratch that! I was looking at 1998 stats! Opps! Mexico “used” to have more poverty than the USA. I mean given the complete USA meltdown over the last 10 years, believe me Mexicans are way more wealthy then the indebted enslaved brow beaten servants that the USA tries to call it’s middle class.

Heck my neighbor who lives in a colorful blue 500 sq. ft shack making $ 50 a week at the local fish plant is more wealthy than most Americans. At least she owns her own house! That’s right! Free and clear and her property tax is just $ 150 a year. Yep! That’s it. She don’t need no nuerotic BS about retiring when she’s 65 and some financial planning from a bankster who’s just going to rip her off.

And don’t get me started on healthcare in Mexico…..lets’ just say my daughter who is stuck in Dallas waiting in line at a doctors office with 50 others is begging to come to Mexico and get health care where doctors are trained to treat patients not insurance companies. Yeah! No waiting…..just go in and you can get 1 hour of face time with a GP, easy. And for $ 25. Not $ 500 for 10 minutes!

Anyway, the point is…..that all this bullshit about Mexico is fake made up BS from a determined US media who is aiming straight at the resort industry in Mexico.

And the truth is that this strategy is working. Just like when they scared the crap out of Joe American with their WMD bullshit and their Osama Bin Laden terror alerts waving all those dangerous yellows, oranges, and reds at us. All non-sense, yes! But effective like no other! Powerful stuff!

I mean, yeah, check it, I have a cousin Jethro who lives in Alabama. He has the stupid gall and arrogance to tell me how dangerous it is here in Mexico. Yeah, go figure! What a jerk! I told him to take his stupid right wing sorry dumb ass and plant it back on his Fox Idiot News Channel and stay the heck over there with his face planted on the “news”. This Joe-the Plumber moron deserves his ignorance for never questioning the sources of his “news” and “information”.

Of course, guaranteed, there will be 84% of you Jethro’s reading this who’ll side with my cousin and will have the stupidity to write lame ass comments here telling me how wrong I am and how right you are! You betcha! Heck you can put money on it right now! But to these fools I say “We got Osama Bin Laden, Yippee!”

But really, it’s not their brainwashed fault but the fault of their leadership who plays this game on them. And that’s the truly sad and tragic part of this story. Americans are the real losers here, not Mexico. Very seriously, I can’t tell you how sad it makes us expats who know the truth because we actually live and see both sides. It’s heartbreaking really.

Mexico has virtually accepted the fact that their fellow North American neighbor is just so over the top gone that it’s useless to even try.

Mexico has a growing middle class and their education system is providing their huge and large young population with better access to the future. The government and corporate PR advertising is getting stronger and promoting good responsible stuff to the youth. Its’ really good here. Impressive!

Can you ID the drug dealers on this dangerous beach in Playa del Carmen?

Now Mexico is reaching out to the rest of the global world to attract business and relying less and less on the USA for it’s travel industry.

I think that’s a great strategy that will bring dividends because, sadly, the USA is hopeless market! We’re dealing with a country that has 84% of it’s population believing that Mexico is dangerous when it’s the exact opposite. The USA is far more dangerous than Mexico!

Strange huh! Hearing that truth has gotta go against the mainstream but it is exactly true! Sorry to hurt your feelings!

In the end, the determination to assassinate the character of Mexico is too strong and deliberate by US main stream media.

There are many suspects for this delibrate attack but like all things in the USA, war is convoluted, ugly, messy and profitbale; so you know someone is making money off this deal. But who? It certainly ain’t cousin Jethro! And you? Are you making money off this deal? No? And now you’re mentally not able to come to a Mexican resort and enjoy hot warm oceans on sandy white beaches….really! Sucks to be you!

Now for those Americans living in Mexico reading this, I know I have been very direct with my fellow Americans here but the time to be subtle is over.

We tried being polite. Being polite and accomodating the neuroris is not working.

It’s time to hit back hard now and tell them the truth. Yes, the truth! Even if it hurts or they push back with made up FOX “facts”, sadly, it’s time to hit them back harder and maybe, just maybe, we can save a few from the grips of the brainwashing facsists posing as freedom sellers in blue and brown suits!

God Bless America …….and Mexico too!

First: A reality check on Mexico

Mexico is in a unique position to reap many of the benefits of the decline of the US economy. In order to not violate NAFTA and other agreements the U.S.A. cannot use direct protectionism, so it is content to allow the media to play this protectionist role. The U.S. media – over the last year – has portrayed Mexico as being on the brink of economic collapse and civil war. The Mexican people are either beheaded, kidnapped, poor, corrupt, or narco-traffickers. The American news media was particularly aggressive in the weeks leading up to spring break. The main reason for this is money. During that two-week period, over 120,000 young American citizens poured into Mexico and left behind hundreds of millions of dollars.

Let’s look at the reality of the massive drug and corruption problem, kidnappings, murders and money. The U.S. Secretary of State Clinton was clear in her honest assessment of the problem. “Our insatiable demand for illegal drugs fuels the drug trade. Our inability to prevent the weapons from being illegally smuggled across the border to arm these criminals causes the deaths of police officers, soldiers and civilians,” Clinton said. The other large illegal business that is smuggled into the U.S.A. that no one likes to talk about is Human Traffic for prostitution. This “business” is globally now competing with drugs in terms of profits.

It is critical to understand, however that the horrific violence in Mexico is over 95% confined to the three transshipping cities for these two businesses, Juarez, Tijuana and Nogales. The Mexican government is so serious about fighting this, that they have committed over 30,000 soldiers to these borders towns. There was a thoughtful article written by a professor at the University of Juarez. He was reminded of the Prohibition years in the U.S.A. and compared Juarez to Chicago when Al Capone was conducting his reign of terror capped off with The Saint Valentine’s Day Massacre. During these years, just like Juarez today, 99% of the citizens went about their daily lives and attended classes, went to the movies, restaurants, and parks.
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We keep hearing the same things about people’s upcoming move to Mexico.

“Why are you moving to Mexico? It is very dangerous there!” We constantly hear uninformed rhetoric gleaned from cable news and talk radio about the murder rate, the kidnapping rate and the “disappearance” rate, etcetera, etcetera. We hear about the dangers of SCUBA diving, shark attacks and even heat exhaustion. American’s need to wake up to the realization that FEAR is an industry in the United States and we are rabid consumers of it. We are not saying you shouldn’t be cautious but some perspective needs to be applied.

In 2002 tens of thousands of people in the United States swore off airplanes and began driving cars on vacation because they were afraid of being killed by terrorists. This despite the fact that in a typical year there are more than 40,000 people killed in vehicular accidents in the US. In other words, assuming the trend continued (which it didn’t) the odds of being killed by a terrorist in 2002 would have been one in 9 million. In that same year the odds of dying in a traffic accident were about one in 7,000.
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Living in Mexico

When you live in Mexico you can truly enjoy the good life.

Just across the border from the U.S. , Mexico is now “closer than ever” – that’s a motto used by the Mexican Tourism Association – and as many expats are choosing to live in Mexico, we couldn’t agree more.

What does that mean exactly? Well, in terms of physical proximity, Mexico is the closes southern neighbor to the U.S. and a NAFTA partner, with all the good roads, high-speed communications, and top notch health care that you’d expect up north. Those who move to Mexico find living and doing business there to be very easy.

Mexico is served by a large number of international airports with regularly scheduled flights from all over the world. But imagine having the option of driving from the U.S. or Canada to explore this magnificent country in your own car, at your own pace. Imagine returning to the U.S. and not having to worry about skyrocketing airfare or – perish the thought – disrupted air service caused by strikes, weather or other delays.

By living in Mexico you will be ble to enjoy its rich culture and customs.

Previous administrations did little in the way of infrastructure improvements, but President Filipe Calderon seems committed to allocating funds for new and expanded road, ports and telecommunications infrastructure. This goes hand in hand with increased privatization, which will allow concessions in the national airport network and the telecommunications sector. The idea is that all of those improvements will further encourage and facilitate commerce.
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If you’ve been thinking about moving south and enjoying a luxury lifestyle while you live in Mexico or on the beach, this might be the time to start thinking about it and take some action. Whether you are considering a Mexico Retirement, or relocating here from any other reason current conditions have made buying a home in Mexico and ideal choice.

If you are considering retirement it is a very important to know that Mexico was given the #1 rating in International Living’s Global Retirement Index for the years 2007-2008. Here in Ajijic, Lake Chapala things have only improved in the last two years. This means that it’s not only as good as retiring in the U.S. or other countries; it is, in fact, better. Besides being right next door to the U.S., with quick, an inexpensive and easy flights home (albeit a tad intrusive if you opt for the pat down), the cost of living in Mexico is very low, as are taxes –property taxes, sales taxes etc.

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